In September 2025, millions of retirees will receive their monthly Social Security payments, with some qualifying for as much as $4,983 through direct deposit.
This figure represents the maximum retirement benefit available for seniors who delayed claiming until age 70 and contributed at the highest level throughout their careers.
Not everyone will get this amount, but every beneficiary should know their payment dates, average benefits, and what to do if payments are delayed.
Who Can Get the $4,983 Maximum?
The $4,983 monthly payment is the maximum Social Security benefit available in 2025. To qualify:
- You must have waited until age 70 to begin collecting benefits.
- You need 35+ years of high earnings at or above the maximum taxable limit.
- You must have consistently contributed to Social Security throughout your career.
For most retirees, the payment will be lower—but everyone will still receive their scheduled benefit based on their unique work history.
Average vs. Maximum Payments
While the maximum is $4,983, the average Social Security benefit in 2025 is about $1,900–$2,000 per month.
- Retiring at age 62 brings benefits around $2,800.
- Retiring at Full Retirement Age (66–67) allows up to $4,018.
- Retiring at age 70 unlocks the highest possible amount, $4,983, and slightly more with cost-of-living increases.
September 2025 Social Security Payment Schedule
Payments in September will follow the standard SSA schedule based on birth dates. Here’s when beneficiaries will be paid:
| Birth Date Range | Payment Date (September 2025) |
|---|---|
| 1st – 10th | Wednesday, September 10 |
| 11th – 20th | Wednesday, September 17 |
| 21st – 31st | Wednesday, September 24 |
These dates apply to direct deposits and mailed checks.
How to Check Your Benefit
To confirm how much you’ll receive in September:
- Log in to your My Social Security account online.
- Review your estimated monthly benefit and next payment date.
- Check your contribution history to see how your earnings affect your benefit.
What If Your Payment Is Delayed?
If you don’t receive your benefit on time:
- Wait at least three business days after your scheduled payment date.
- Confirm that your banking information is correct.
- Call the SSA at 1-800-772-1213 or visit your local office if the delay continues.
The $4,983 direct deposit in September 2025 highlights the maximum Social Security retirement benefit available. While most retirees will receive closer to $2,000 per month, those who delayed benefits until 70 with high lifetime earnings could see this higher figure.
Payments will arrive on September 10, 17, and 24, depending on your birthday. Staying informed through your My Social Security account is the best way to track your exact amount and avoid surprises.
FAQs
Who qualifies for the $4,983 Social Security payment in September 2025?
Only retirees who delayed claiming until age 70 and earned at the maximum taxable level for at least 35 years.
What is the average Social Security payment in 2025?
The average retirement benefit is around $1,900–$2,000 per month, much lower than the maximum.
When will I get my Social Security payment in September?
Birthdays on the 1st–10th are paid September 10, 11th–20th on September 17, and 21st–31st on September 24.