The GST/HST credit is a tax-free payment provided by the Canada Revenue Agency (CRA) to help Canadians with low and modest incomes manage their household expenses.
This credit offsets the cost of paying Goods and Services Tax (GST) or Harmonized Sales Tax (HST) and is issued on a quarterly basis. In 2025, eligible individuals and families will once again receive this important benefit, with the next round of payments scheduled for October 2025.
What Is the GST/HST Credit 2025?
The GST/HST credit is designed to reduce the burden of indirect taxes on essential goods and services. It is automatically calculated based on your 2024 tax return, meaning there is no need for a separate application.
Payments are issued quarterly in January, April, July, and October, directly deposited into your bank account if you are registered for direct deposit with the CRA.
How Much Can You Receive?
The amount of the credit depends on family income and household size. For 2025, the estimated maximum payments are as follows:
| Category | Maximum Annual Credit | Estimated Quarterly Payment |
|---|---|---|
| Single individual | $533 | About $133 |
| Married/common-law couple | $698 | About $175 |
| Each child under 19 | $184 | About $46 |
These amounts are adjusted based on income levels. Families with higher earnings may see reduced credits or may not qualify if they exceed the threshold.
Eligibility Criteria for 2025
To receive the GST/HST credit in 2025, you must:
- Be a resident of Canada for tax purposes at the beginning of the month when the CRA issues the payment.
- Be at least 19 years old, or under 19 if you are married, in a common-law partnership, or a parent.
- File a 2024 income tax return, even if you had no income.
- Have a family net income within the CRA’s eligibility range. The credit phases out as income rises.
Payment Dates for 2025
The CRA will issue the GST/HST credit on four dates in 2025. The schedule is:
| Quarter | Payment Date |
|---|---|
| January | January 5, 2025 |
| April | April 5, 2025 |
| July | July 5, 2025 |
| October | October 3, 2025 |
If a payment date falls on a weekend or holiday, the deposit is made on the previous business day.
How the Credit Is Calculated
The CRA calculates the credit based on:
- Adjusted family net income from your 2024 tax return.
- Marital status (single or couple).
- Number of eligible children under the age of 19.
If your income rises above the threshold, the amount you receive is reduced gradually until it phases out completely.
How to Ensure You Receive the Credit
To guarantee smooth payments, make sure to:
- File your 2024 tax return on time, even if you earned little or no income.
- Keep your personal information updated with the CRA, including address and marital status.
- Sign up for direct deposit through your CRA My Account for faster and safer access to your payments.
The GST/HST Credit 2025 provides valuable support to individuals and families facing rising costs of living. With payments issued four times a year, Canadians can count on reliable, tax-free assistance to ease financial pressure.
By filing your tax return and keeping your information current, you ensure that your benefits are processed without interruption. The October 2025 installment will once again provide timely relief and help households balance their expenses more effectively.
FAQs
Who is eligible for the GST/HST Credit 2025?
Residents of Canada aged 19 or older who file a 2024 tax return and meet income requirements are eligible. Parents and couples under 19 may also qualify.
How much can I receive from the GST/HST Credit in 2025?
Singles can receive up to $533 annually, couples up to $698, and an additional $184 for each child under 19.
When will the GST/HST credit be paid in 2025?
Payments are scheduled for January 5, April 5, July 5, and October 3, 2025.