A big update is coming for people who use the Motability Scheme in the UK. From October 1, 2025, a new price list will be published, bringing fresh leasing options for cars, scooters, powered wheelchairs, and wheelchair-accessible vehicles (WAVs).
This update matters to thousands of people receiving PIP (Personal Independence Payment), ADP (Adult Disability Payment), DLA (Disability Living Allowance), and other disability benefits.
Motability Scheme: Currently, there are around 815,000 Motability customers across the UK, including nearly 80,000 in Scotland. The scheme continues to grow because it offers independence, financial support, and peace of mind to disabled people and their families.
What is the Motability Scheme?
The Motability Scheme allows people who receive the higher or enhanced mobility rate of certain benefits to use that payment towards leasing a brand-new vehicle.
Benefits Covered Under the Scheme
You can join the scheme if you receive:
- Personal Independence Payment (PIP)
- Adult Disability Payment (ADP)
- Disability Living Allowance (DLA)
- Scottish Adult DLA
- War Pensioners’ Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP)
What’s Changing in October 2025?
The new Autumn 2025 price list will go live on October 1, 2025, replacing the current list that started on July 1, 2025. The scheme updates its prices every three months to reflect changes in motoring costs, inflation, and availability.
Current Options
- More than 860 vehicles are available right now.
- New options are added regularly as manufacturers release models.
What’s Included in the Lease?
When you lease through the Motability Scheme, you don’t just get a car. The package also includes:
| Service | Details |
|---|---|
| Insurance | Comprehensive cover included |
| Breakdown Cover | Full RAC assistance |
| Servicing & Maintenance | Regular checks, repairs, and maintenance |
| Tyres & Windscreen | Replacement and repairs at no extra cost |
| Mileage Allowance | 60,000 miles over 3 years (100,000 for WAVs) |
| Drivers | Up to 3 named drivers included |
| Adaptations | Many free of charge |
This package helps reduce the stress of car ownership, making it easier and more affordable for disabled people to travel.
Costs and Advance Payments
- Some vehicles can be leased by transferring all or part of your benefit.
- Others require an advance payment, which ranges between £100 and £2,000 depending on the model.
- This ensures customers still have a wide choice of cars, from affordable hatchbacks to larger wheelchair-accessible vehicles.
How the Scheme Works in Scotland
In Scotland, the scheme is called the Accessible Vehicles and Equipment Scheme, but it works exactly the same.
Who Can Apply?
You can apply if you:
- Are 16 or older
- Get the enhanced or higher mobility rate of PIP, ADP, or DLA
- Have at least 12 months left on your award or hold an indefinite award
- Can manage your own payments
Applying for Someone Else
A parent, guardian, or appointed representative can apply on behalf of:
- A child receiving the higher mobility rate of Child Disability Payment
- An adult who cannot manage their own payments
How to Apply for a Vehicle
- Visit the official Motability website.
- Choose your preferred vehicle from the list.
- Find a nearby dealership.
- Present your certificate of entitlement, which comes with your benefit decision letter.
If your benefit is being transferred (for example, to Scottish Adult DLA), Social Security Scotland will send you your certificate within 5 days of the change.
The Motability Scheme update in October 2025 is an important step for people who rely on disability benefits. With a wide range of vehicles, full insurance, servicing, and breakdown cover included, the scheme continues to give disabled people independence and peace of mind.
If you or a family member qualify, this is the best time to check the new Autumn price list and secure the right vehicle for your needs.
FAQs
Who can join the Motability Scheme?
Anyone receiving the higher or enhanced mobility rate of benefits like PIP, ADP, or DLA can apply.
Do I need to pay a deposit for a vehicle?
Some vehicles need an advance payment between £100 and £2,000, while others only require your mobility benefit.
What’s included in the Motability lease?
You’ll get a brand-new vehicle, full insurance, RAC breakdown cover, servicing, and more, all in one package.